With Combined Insurance accident & sickness policies, you know you're raising the bar to help protect yourself and your family because they deserve the best

Accident and Sickness Insurance

You know it will happen…
You just don’t know when…

Accidents can happen to anyone, any time, any place; and unfortunately they can often cause hardship and additional expenses.

The Australian Bureau of Statistics 2004-5 survey shows that 2,094,200 people in Australia have a long-term condition that was the result of an injury due to an accident. These accidents include falls, collisions, exposure to fire and chemicals, vehicle accidents and other events.

Many serious accidents occur not only on the road, but also in the home and the workplace.

That’s why we are here… To help you prepare for the unexpected!

Combined offers 2 specialised Accident Plans

  1. Peace of Mind Accident Disability Plan
  2. Bodyguard Personal Injury Plan

All our plans will cover you 24 hours a day, 7 days a week whether you are at home, work, or play. These Plans can be taken individually or in conjunction with each other.

This information is only a summary of the cover. For full details, please refer to the Accident Product Disclosure Statement (PDS).

2004-05 Australian Bureau of Statistics (ABS) National Health Survey (NHS). Please note this excluded persons in hospitals, nursing and convalescent homes and hospices and hence the data relates only to persons in private dwellings.

Nancy - married mother of two
Example 2 married mother of two

Nancy’s self-employed husband was seriously injured twice in two years, putting him out of work for extended periods of time and putting the family in a difficult financial situation while he was unable to work

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