Accident or sickness insurance can help cover unexpected expenses that are not covered by other insurance

types of Insurance

An accident, sickness, or serious illness can have a dramatic effect on your lifestyle and dreams. It may cause extra expense, inconvenience, and even financial hardship.

 Plan for the unpredictable with Combined’s range of defined benefits Accident and Sickness coverage.

Many Australians insure their home and cars but they do not insure their most important asset, themselves. It’s time you received the same attention and protected yourself.

Whether you are self-employed, running your own business, or working full-time, would you be able to pay the mortgage, bills and living expenses, if you were off work due to an accident or illness? 

Our policies grow with you. The longer you keep them in force the more valuable they become. Each year the policy is renewed, the Premium and Benefits increase by 5% of the base amount.

Now is the right time to be thinking about disability insurance because research reveals that

  • for every home that is lost through fire…
  • 4 homes are lost through death…
  • and 48 homes are lost through the inability to earn an income from disablement caused by sickness or accidents

For a snapshot of our products, download our Accident or Sickness Product Disclosure Statements.

Family of 3: father, mother and daughter
Example 3 Family of 3: father, mother and daughter

His daughter was diagnosed with leukemia several years ago. His family was covered under Combined Insurance's cancer policy, but in the midst of helping their daughter through her battle with leukemia, he and his wife had forgotten that they carried cancer insurance coverage.

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