An accident, sickness, or serious illness can have a dramatic effect on your lifestyle and dreams. It may cause extra expense, inconvenience, and even financial hardship.

 

Plan for the unpredictable with Combined’s range of defined benefits Accident and Sickness coverage.

Our policies grow with you. The longer you keep them in force the more valuable they become. Each year the policy is renewed, the Premium and Benefits increase by 5% of the base amount.

Now is the right time to be thinking about disability insurance because research reveals that

  • for every home that is lost through fire…

  • 4 homes are lost through death…

  • and 48 homes are lost through the inability to earn an income from disablement caused by sickness or accidents

For a snapshot of our products, download our Product Summary Booklet.