Real advice that makes supplemental insurance easy.

Easy to Understand Why

What is Accident and Sickness Insurance?

Accident and Sickness insurance helps you pay for things in the event you suffer an accident or sickness. Combined Insurance pays cash benefits directly to you so you can use the money to help pay for out-of-pocket medical costs, lost wages or other unexpected expenses due to illness or injury.

Do I really need Accident and Sickness insurance?

Unexpected accidents and illnesses happen. When they do, it can leave you and your family vulnerable to out-of-pocket expenses. Accident and Sickness insurance benefits reduce the worry about how you will pay for those expenses. With less worry, it's easier for you to focus on getting well.

What happens when I have an accident?

Filing a claim with Combined Insurance is easy. Visit the Combined Insurance web site to download your claim forms, or call 1300 300 480 to have them mailed to you.

How do I get Accident and Sickness insurance?

Combined Insurance makes it easy for you. Just call us at 1300 300 480 to schedule an appointment with a local Combined Insurance agent. During the visit, our agent will work with you to identify your protection needs, then offer coverage options to help meet those needs.

Easy to Understand Insurance

Accident Insurance

Accident & Disability insurance helps by giving you peace of mind should you suffer loss of time due to an accident. Combined Insurance’s Accident Insurance provides coverage for bodily injury and/or death resulting from accidental means (other than natural causes). For example, an insured is critically injured in an accident. Accident insurance can provide income and/or a death benefit Combined Insurance's Accident plans provide peace of mind knowing you and your family are protected.

Sickness Insurance

When a major illness touches you or your family, sickness insurance helps you pay for some of the costs associated with the loss of time or recovery. Our Sickness Disability plan and our Cancer plan offerings are two ways Combined Insurance can help protect your family when needed.

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